西班牙，那些被銀行趕出家門的人

SEVILLE, Spain — The first night after Francisco Rodríguez Flores, 71, and his wife, Ana López Corral, 67, were evicted from their small apartment here after falling behind on their mortgage, they slept in the entrance hall of their building. Their daughters, both unemployed and living with them, slept in a neighbor’s van.

“It was the worst thing ever,” Mrs. López said recently, studying her hands. “You can’t imagine what it felt like to be there in that hall. It’s a story you can’t really tell because it is not the same as living it.”

Things are somewhat better now. The Rodríguezes are among the 36 families who have taken over a luxury apartment block here that had been vacant for three years. There is no electricity. The water was recently cut off, and there is the fear that the authorities will evict them once again. But, Mrs. López says, they are not living on the street — at least not yet.

The number of Spanish families facing eviction continues to mount at a dizzying pace — hundreds a day, housing advocates say. The problem has become so acute that Prime Minister Mariano Rajoy has promised to announce emergency measures on Monday, though what they may be remains unclear.

While some are able to move in with family members, a growing number, like the Rodríguezes, have no such option. Their relatives are in no better shape than they are, and Spain has virtually no emergency shelter system for families.

For some, the pressure has been too much to bear. In recent weeks, a 53-year-old man in Granada hanged himself just hours before he was to be evicted, and a 53-year-old woman in Bilbao jumped to her death as court officials arrived at her door.

Yet at the same time, the country is dotted with empty housing of all kinds, perhaps as many as two million units, by some estimates. Experts say more and more of the evicted — who face a lifetime of debt and a system of blacklisting that makes it virtually impossible for them to rent — are increasingly taking over vacant properties or moving back into their old homes after they have been seized.

Sometimes neighbors report such activities. But often, experts say, they do not. It is a temporary and often anxious existence. But many see no alternative.

The Rodríguezes fell behind in their payments trying to help their daughters, who both lost their jobs and have three children between them. Their daughters had come to live with them after being evicted themselves. “I could not let my children and my grandchildren starve,” said Mrs. López, who used to work as a cleaner in a home for the elderly.

No one tracks the number of squatters. But Rafael Martín Sanz, the president of a real estate management company, says squatting has become so common that some real estate companies are reluctant to put signs on the outsides of buildings indicating that an apartment is available.

“The joke is that half the people touring apartments that are on the market are actually just picking out which apartment they want to squat in,” he said.

Most of the evictions take place quietly, with embarrassed families dropping the keys off at the banks. But in some working-class neighborhoods, there are weekly clashes with the police and bank officials, as housing advocates and volunteers try to resist the evictions.

Trying to stem the flow of homeless, the Spanish government has asked the banks to adhere to a code of conduct that protects, to some degree, the very poorest Spaniards, and many of the banks have signed on. But advocates say that the code offers relief to such a narrow slice of homeowners — those who have no working adults in their household and who paid less than $260,000 for their homes — that it is unlikely to have much effect.

Elena Cortés, the councilor for public works and housing for Andalusia, the region that includes Seville, said that during the boom years the government rarely built any low-income housing. On top of that, the country has never had much rental property. Now, as families are evicted they have nowhere to turn. In a written statement, Spain’s banking association, the A.E.B., said banks were looking to avoid evictions whenever they could through negotiation.